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<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml">
  <!-- Home -->
  <url>
    <loc>https://bevura.app/</loc>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://bevura.app/"/>
    <xhtml:link rel="alternate" hreflang="bem" href="https://bevura.app/bm"/>
    <xhtml:link rel="alternate" hreflang="nya" href="https://bevura.app/ny"/>
    <xhtml:link rel="alternate" hreflang="toi" href="https://bevura.app/tn"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://bevura.app/"/>
  </url>
  <url><loc>https://bevura.app/bm</loc><changefreq>weekly</changefreq><priority>0.9</priority></url>
  <url><loc>https://bevura.app/ny</loc><changefreq>weekly</changefreq><priority>0.9</priority></url>
  <url><loc>https://bevura.app/tn</loc><changefreq>weekly</changefreq><priority>0.9</priority></url>

  <!-- Contact -->
  <url>
    <loc>https://bevura.app/contact</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://bevura.app/contact"/>
    <xhtml:link rel="alternate" hreflang="bem" href="https://bevura.app/bm/contact"/>
    <xhtml:link rel="alternate" hreflang="nya" href="https://bevura.app/ny/contact"/>
    <xhtml:link rel="alternate" hreflang="toi" href="https://bevura.app/tn/contact"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://bevura.app/contact"/>
  </url>
  <url><loc>https://bevura.app/bm/contact</loc><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://bevura.app/ny/contact</loc><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://bevura.app/tn/contact</loc><changefreq>monthly</changefreq><priority>0.6</priority></url>

  <!-- FAQ -->
  <url>
    <loc>https://bevura.app/faq</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://bevura.app/faq"/>
    <xhtml:link rel="alternate" hreflang="bem" href="https://bevura.app/bm/faq"/>
    <xhtml:link rel="alternate" hreflang="nya" href="https://bevura.app/ny/faq"/>
    <xhtml:link rel="alternate" hreflang="toi" href="https://bevura.app/tn/faq"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://bevura.app/faq"/>
  </url>
  <url><loc>https://bevura.app/bm/faq</loc><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://bevura.app/ny/faq</loc><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://bevura.app/tn/faq</loc><changefreq>monthly</changefreq><priority>0.6</priority></url>

  <!-- Fees -->
  <url>
    <loc>https://bevura.app/fees</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://bevura.app/fees"/>
    <xhtml:link rel="alternate" hreflang="bem" href="https://bevura.app/bm/fees"/>
    <xhtml:link rel="alternate" hreflang="nya" href="https://bevura.app/ny/fees"/>
    <xhtml:link rel="alternate" hreflang="toi" href="https://bevura.app/tn/fees"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://bevura.app/fees"/>
  </url>
  <url><loc>https://bevura.app/bm/fees</loc><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://bevura.app/ny/fees</loc><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://bevura.app/tn/fees</loc><changefreq>monthly</changefreq><priority>0.6</priority></url>

  <!-- Feature detail pages: en canonical + 3 locale mirrors per slug -->
  <url><loc>https://bevura.app/features/pangolin-pocket</loc><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://bevura.app/bm/features/pangolin-pocket</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://bevura.app/ny/features/pangolin-pocket</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://bevura.app/tn/features/pangolin-pocket</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>

  <url><loc>https://bevura.app/features/baobab-village-banking</loc><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://bevura.app/bm/features/baobab-village-banking</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://bevura.app/ny/features/baobab-village-banking</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://bevura.app/tn/features/baobab-village-banking</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>

  <url><loc>https://bevura.app/features/tisonke-groups</loc><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://bevura.app/bm/features/tisonke-groups</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://bevura.app/ny/features/tisonke-groups</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://bevura.app/tn/features/tisonke-groups</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>

  <url><loc>https://bevura.app/features/fund-transfer</loc><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://bevura.app/bm/features/fund-transfer</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://bevura.app/ny/features/fund-transfer</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://bevura.app/tn/features/fund-transfer</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>

  <url><loc>https://bevura.app/features/bill-payments</loc><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://bevura.app/bm/features/bill-payments</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://bevura.app/ny/features/bill-payments</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://bevura.app/tn/features/bill-payments</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>

  <url><loc>https://bevura.app/features/qr-payments</loc><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://bevura.app/bm/features/qr-payments</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://bevura.app/ny/features/qr-payments</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://bevura.app/tn/features/qr-payments</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>

  <url><loc>https://bevura.app/features/agent-locator</loc><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://bevura.app/bm/features/agent-locator</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://bevura.app/ny/features/agent-locator</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://bevura.app/tn/features/agent-locator</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>

  <url><loc>https://bevura.app/features/get-cash</loc><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://bevura.app/bm/features/get-cash</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://bevura.app/ny/features/get-cash</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://bevura.app/tn/features/get-cash</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>

  <url><loc>https://bevura.app/features/transaction-history</loc><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://bevura.app/bm/features/transaction-history</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://bevura.app/ny/features/transaction-history</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://bevura.app/tn/features/transaction-history</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>

  <url><loc>https://bevura.app/features/spending-insights</loc><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://bevura.app/bm/features/spending-insights</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://bevura.app/ny/features/spending-insights</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://bevura.app/tn/features/spending-insights</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>

  <url><loc>https://bevura.app/features/ussd-access</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://bevura.app/bm/features/ussd-access</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://bevura.app/ny/features/ussd-access</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://bevura.app/tn/features/ussd-access</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>

  <!-- Legal -->
  <url><loc>https://bevura.app/policy</loc><changefreq>yearly</changefreq><priority>0.3</priority></url>
  <url><loc>https://bevura.app/bm/policy</loc><changefreq>yearly</changefreq><priority>0.25</priority></url>
  <url><loc>https://bevura.app/ny/policy</loc><changefreq>yearly</changefreq><priority>0.25</priority></url>
  <url><loc>https://bevura.app/tn/policy</loc><changefreq>yearly</changefreq><priority>0.25</priority></url>

  <url><loc>https://bevura.app/terms</loc><changefreq>yearly</changefreq><priority>0.3</priority></url>
  <url><loc>https://bevura.app/bm/terms</loc><changefreq>yearly</changefreq><priority>0.25</priority></url>
  <url><loc>https://bevura.app/ny/terms</loc><changefreq>yearly</changefreq><priority>0.25</priority></url>
  <url><loc>https://bevura.app/tn/terms</loc><changefreq>yearly</changefreq><priority>0.25</priority></url>
</urlset>
