Save. Send. Pay. Stay secure with Bevura.
Zambia's all-in-one mobile wallet — save on your own or with your group, fund from any network, send to wallets, banks, and mobile money, get cash at agents, and pay bills. No data? Dial *288# on any Zambian network.
SOMETHING EXTRALicensed by the Bank of Zambia · Powered by Yafika Mobile Money
Save towards personal goals — build your future.
Put funds away with Pangolin Pocket, run a community savings group with Baobab Village Banking, or pool for an event with Tisonke. Three ways to save together and individual — with Grocery Chilimba coming soon.
- ✓Pangolin Pocket — your own goals, your own break date
- ✓Baobab Village Banking — community savings with admin tools
- ✓Tisonke Contribution Groups — pool funds for events, admin-managed payouts
- ✓Grocery Chilimba (coming soon) — contribute each window, one nominated member takes the pot
Send. Receive. Get cash.
Send to other Bevura wallets, banks, or any mobile network instantly. Get paid with a QR code that's uniquely yours. Find an agent on a map when you need cash in hand.
- ✓Fund Transfer — wallets, banks, mobile money — in seconds
- ✓QR Payments — scan to pay, share your QR to get paid
- ✓Get Cash — withdraw at any Bevura agent or participating ATM
- ✓Agent Locator — find nearby Bevura agents on a map
Everything you need for modern financial management
Tap any card to dive deeper.
Save together and individual
Personal Savings — Pangolin Pocket
Set your own goals and save on your terms. Put away funds in up to 3 separate Pangolins, set optional targets, and break them on your own schedule.
Baobab Village Banking
Empower your community savings and lending groups by taking them digital. Bevura automates calculations, tracks contributions, manages loan disbursements, and provides transparent records for all members, fostering trust and efficiency.
Tisonke Contribution Groups
Pool funds for shared goals like weddings or events, with full transaction visibility for all members in a non-interest-bearing wallet
Grocery Chilimba
Coming SoonSave together for groceries. Everyone contributes each window, and when the group ends the whole pot goes to one member the admin nominates.
Pay and move money
Fund Transfer
Instantly transfer funds to other wallets, banks, and mobile money operators — with saved beneficiaries for one-tap repeats.
Bill Payments
Settle your essential bills with unparalleled ease. Pay for utilities like electricity and water, top-up airtime and data bundles, subscribe to TV services, and manage other recurring payments, all directly from your Bevura wallet. Say goodbye to long queues and late fees!
QR Payments
Scan to pay another Bevura user, or share your Bevura QR to get paid.
Saved Beneficiaries
Save the people you pay most — Bevura wallets and mobile-money numbers — so repeat payments are a tap, not a retyped number.
Pay a Merchant
Coming SoonPay a shop straight from your wallet — scan the QR at the till, or type the till code if there is no QR.
USSD Access
Dial *288# from any Zambian network — no data, no internet, no app. Send money, get cash, buy airtime, pay bills, save, and check your balance from a single menu.
Get cash in hand
See your money
Top up from any Zambian network.
Bevura works with Airtel, MTN, Zamtel, and ZedMobile. Fund your wallet from any operator's USSD menu in seconds — in-app guidance walks you through every step.
From download to first payment
Signing up happens in the app and takes a few minutes. Have your NRC, passport, or driving licence with you.
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Download the app
Free on Google Play and the App Store.
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Verify your number
A six-digit code by SMS to your Zambian number.
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Add your details
Your name as it appears on your ID, then set a four-digit PIN.
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Verify your identity
Photograph your ID, take a selfie, and we approve you.
By Yafika. For Zambia.
Bevura is a mobile wallet built by Yafika Mobile Money Limited — a Zambian fintech founded in 2023 and regulated by the Bank of Zambia under licence 06/PSB/2024. "Yafika" means "Arrive" in several Bantu languages — a name chosen for the journey toward modern money for every Zambian. Your funds are held in separate safeguarded accounts at regulated banks, completely independent of Yafika's business operations.
Save, send, get cash, pay, and stay secure — on your phone, on your terms, in your home country. No data? Dial *288# from any Zambian network.
SOMETHING EXTRA